So you don’t have the cash upfront - but you really need that lounge suite, or your child has outgrown their cot and needs a bed. What options do you have?
Credit cards: these need to be paid off within the month or interest rates between 12 - 20% are payable.
Interest-free period: If you don’t pay for your item during an interest-free period, you could get charged up to 30% after the interest-free period.
Traditional layby: You won’t get your item until you’ve paid it off.
Is there a better option?
Yes - Certegy Ezi-Pay.
No interest charges EVER!
Certegy Ezi-Pay is a take-home layby scheme where you will never be charged any interest. Ever!
There are no interest-free periods with Certegy Ezi-Pay Express payment plans.
Work out repayments before you purchase
Use the Ezi-Pay repayment calculator to work out your fortnightly payment before making a purchase.
Certegy Ezi-Pay Express payment plans are a simple and convenient way to pay:
- fortnightly instalments
- payment amounts tailored to fit most budgets
- choose how much you can afford to pay every fortnight
- know how long it will take to pay off
You can check your account and repayment details easily with the Certegy Ezi-Pay App. Pay off your balance anytime.
Quick and easy application
You can apply for pre-approval online before you shop - or apply for a payment plan in store when you’re ready to make a purchase. Your application is assessed straight away.
Low set-up and maintenance fees
There is a low one-off establishment fee, payment processing fee, and monthly account keeping fee. View current fees.
Get your questions answered and find out why over 1.4 million Australians choose Certegy Ezi-Pay to make purchases for furniture, home improvements, soft furnishings, and more.
Bought our new lounge suite from Paul, the service was second to none. Friendly, helpful.. a gentleman. Used the certegy finance option, was easy and stress free. Thanks Paul!!!!
- Judy Smith